Capone & Keefe

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Do I Qualify For Bankruptcy?

Many clients have delayed coming in for a consultation because they fear they won’t qualify for a bankruptcy.  Most of the time, they have this fear because of misinformation they have received from friends or family or even from creditors.  The bottom line is that everyone qualifies for some type of  bankruptcy protection.  Since the bankruptcy […]

Negative Impact of the Bankruptcy Reform Act-Congress Needs to Fix It’s Mistake

 The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA ) became operative on October 17, 2005. A little more than six months later, the Case-Shiller index of real estate values reached their peak and began a free-fall that hasn’t stopped yet. ( ) Shortly, real estate will be worth what it was in 1998 and the U.S. will […]

Apathy the Prime Reason People Are Not Dealing With Their Financial Problems

Even though more Americans are piling on debt, fewer are seeking help in trying to get their finances back on track. Poverty in this country has increased, unemployment rates continue to hover around 9% according to the U.S Department of Labor, but when you add in the underemployed and the discouraged the figure is closer […]